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$250,000 NCUA Share Insurance Protection Now Permanent
July 22, 2010, Alexandria, Va. – President Barack Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act. Included in this sweeping legislation are provisions making permanent the $250,000 maximum federal deposit insurance level, which had been temporary until December 31, 2013.

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Our Credit Union Made the Dean’s List!
Credit Card Connection is a not-for-profit effort organized to connect consumers directly to the most fair and ethical credit card programs in the country. To be included on Credit Card Connection’s Dean’s List, the credit card program has to earn 5 stars:

• Rates cannot exceed 18% APR
• No annual fee
• No balance transfer fees
• No penalty rate
• Late fees at or less than $25.

EFCU made the dean’s list at creditcardconnection.org and offers an excellent MasterCard program.

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Your Statement Looks Different
We have made changes to your periodic statement to comply with federal regulations. The changes pertain to loans that fall under the Permanent Loan Agreement (PLA).

Members who have a Line-of-Credit Loan and other loans that fall under the PLA will start receiving a monthly statement. These loans will also be grouped on your statement according to plans. Each plan is determined by the borrowers who are obligated on the loan(s).

Each plan has a summary for fees and interest for the statement period and the year-to-date in order to help borrowers better understand the cost of credit.

The periodic rate is now expressed as an Annual Percentage Rate (APR).

The term “Finance Charged” has been changed to “Interest Charged.”

There has been no change to how your interest on loans is computed, but the Balance Computation Method is now reflected on all open-end loans.


eZforex Foreign Exchange
Buy Foreign Currency Online

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Questions dial:
1-877-EZFOREX or 1-877-393-6739

Be Alert to Potential Scams
Eglin Federal Credit Union will never call, email or text message you to verify your Eglin Federal Credit Union account information, such as your account number, card number, card expiration date, password and/or PIN number.


Contact Information
Eglin Federal Credit Union
838 Eglin Parkway NE
Fort Walton Beach, FL
32547-2781
Main Switchboard
(850) 862-0111
1-800-367-6159
Membership Requirements





MasterCard 7.9%

Home Loans

Auto Promotion

Auto Cash

$105,000

320 John Saunders Rd Defuniak Spgs, FL

View All Homes & Land


Switch Your Accounts Now
Bring your Checking to EFCU with our online Switch Kit.

EFCU Switch Kit


Pay Bills Online
Online Bill Payer Check out how easy it is to pay bills online by trying the new Bill Pay demo. Time is money and you can save both when you pay your bills electronically from your PC. You can sign up for this service online if you have an EFCU checking account and a Home Branch PIN.

Start Demo Now



Mortgage Rates

Years

APR*

Points

15yr Fixed 4.000% 0
20yr Fixed 4.375% 0
30yr Fixed 4.500% 0


Home Equity Fixed Rate
Loans up to $150,000
with a minimum advance of $5,000.

Available in 7 Florida Counties.

5 Years | 10 Years | 15 Years

APR*
5.90%
LTV**
80%



Repossessed Autos For Sale


We have cars, trucks and more for sale at all of our Branch locations.

Click here to view current listings.




Third-Party Links
eZCard Information MasterCard® Credit Card Info
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First Protector Ins
Learn more about
Disaster Mortgage Insurance

Eglin Financial Services
EGLIN FINANCIAL SERVICES
Investments & Retirement
Information for Better Living

Imcovered
Use this secure link to provide, update, or change your automobile, boat, RV, motorcylce, or PWC insurance information.

Reorder Checks
To Reorder Checks Online You Must Have
  • Routing/Transit #263178070
  • 10 Digit Checking Account Number
  • Starting Check Number

MasterCard® SecureCode
Security program designed to protect the online shopper.
Click the corresponding link to register:
  • MASTERMONEYTM Debit Card
  • EFCU MasterCard®

  • NADA Pricing Guides Autos Pricing Guide
    Browse low, average, and high retail values of autos, boats, motorcylces, and more.

    Get in Balance

    Balance Track

    Balance Track
    Checking Account
    Management Education Program

    Identity Theft


    Go Direct Federal Payments Direct Deposit
    Sign Up & Start Depositing Now





    About EFCU
    Products/Services
    Rates & Terms
    Miscellaneous
       Equal Housing Lender NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
    Copyright © 1998-2010 Eglin Federal Credit Union.