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Loans
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We can process your loan application in person, by phone, mail, or fax.
Purchasing your vehicle at a dealership?
Want to close your next purchase or deal immediately?
See us first for a Pre-Approved Loan (PAL) before you shop. No fee to apply. Just complete a short application. Once your application is approved, you will be issued a PAL which is valid for 45 days. You may use your PAL at any licensed dealership. You must be 18 years of age to apply for a loan or be named on a title.
Click here to access our online Consumer Loan Application.
Click here for Insurance Requirements and Information
Fuel Economy Information Link
Purchasing from an individual seller instead of a dealership?
If you plan to purchase from an individual, start by contacting us to review loan value and discuss financing terms. Once your loan is approved, the following items will be needed for closing. Please contact us to set up an appointment for closing.
- Option to Buy (purchase agreement between buyer and seller)
- Driver's License for both buyer and seller
- 30-day payoff letter from current lender (if financed)
- Original title or photocopy of the title from current lender (if titled outside Florida)
- Verification of full coverage insurance showing deductible ($1000 max) and EFCU as lien holder.
- If transferring a tag, bring the registration card for that tag.
- Vehicle Condition Report completed by purchaser
Click here to access our online Consumer Loan Application.
Interested in refinancing your current auto, truck, RV or boat loan?
Eglin Federal Credit Union can help you refinance your current loan quickly and easily. Below is a list of items needed. Please bring as much of this information as possible to make refinancing your auto loan a breeze!
- Driver's License
- 30-day payoff letter from your current lender
- Photocopy of the title from your current lender (if titled outside Florida)
- Verification of full coverage insurance showing deductible ($1000 max) and EFCU as lien holder.
- Vehicle Condition Report completed by member
If you have a clear title auto, please bring the original title, your driver’s license, and insurance verification.
Click here to access our online Consumer Loan Application.
Credit Report Review - free and confidential
A specialist with the BALANCE Financial Fitness Program will explain the information on your credit report,
show you how to correct inaccuracies and help you set up a plan to improve your credit standing. BALANCE
can provide a low-cost credit report or help you access one on your own.
Contact BALANCE to learn more by calling 1-888-456-2227 or visiting their website at www.balancepro.net.
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SAFE Loan
Your alternative to a Payday Loan.
Whatever the emergncy:
Car Repairs
Family Emergency
Other unexpected expenses
Use Eglin Federal Credit Union's Salary Advance for Emergency (SAFE) Loan to help you out of a tight spot
instead of high cost payday loans or check cashing services.
No application to complete, just bring in your most current pay statement. Your EFCU account must be in good standing.
Payments can be made automatically by payroll deduction.
Click here to view terms
When the unexpected happens and your savings won't cover the expense, turn to your Credit Union for a SAFE solution.
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Collateral Loans
