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Take a PAL (Pre-Approved Loan), a sight draft with a pre-approved loan limit, shopping with you!
A PAL gives you bargaining power and allows you to close the deal on the spot.
GAP, Guaranteed Asset Protection, can be purchased within the first 60 days of the loan. Cost is only $175 per loan, and may be added to the loan. Contact the Loan Department at any Branch Office for details.
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Fuel Economy Information Link
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2009 Models | 2008 Models/New or Used | 2007 Models and Older
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2009 Models |
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PDF Application |
Calculator |
Print
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2009 and Newer
New or Used |
24 Months |
4.25% |
4.37% |
2009 and Newer
New or Used |
48 Months |
4.25% |
2.28% |
2009 and Newer
New or Used |
60 Months |
4.25% |
1.86% |
2009 and Newer
New or Used |
72 Months 1 |
5.00% |
1.62% |
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We finance 100% of the Manufacturer's Suggested Retail Price (Window Sticker) after deductions of Special Discounts offered by the Manufacturer, plus 100% of any Dealer Installed Accessories and Equipment; Maximum loan value on Dealer Protection Packages, i.e., exterior and interior sealer, undercoating, soundproofing, or rustproofing not to exceed $500; plus 100% of dealer cost on Van/Truck Conversion Packages (invoice required), plus 100% of sales tax, title, and tag fees, plus 100% of Extended Warranty Insurance not to exceed $1,800, plus EFCU GAP for $175. We do not finance Dealer Preparation Charges, Dealer Markups reflected on Addendum Window Sticker, Dealer Processing Fees or any other Dealer Adds. We do not finance vehicles classified as rebuilt or salvaged vehicles.
1 Available on vehicles valued at $25,001 or greater. |
| * APR = Annual Percentage Rate. There is a range of rates for each loan type. The rate received will be determined by an evaluation of the applicant(s) credit. |
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Auto/Truck/Van
