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Take a PAL (Pre-Approved Loan), a sight draft with a pre-approved loan limit, shopping with you!
A PAL gives you bargaining power and allows you to close the deal on the spot.
Before shopping elsewhere, don't forget to check out our great deals on Repossessed Autos.
Click here for Insurance Requirements and Information
GAP, Guaranteed Asset Protection, can be purchased within the first 60 days of the loan. Cost is only $225 per loan, and may be added to the loan. Contact the Loan Department at any Branch Office for details.
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| New Personal Watercraft |
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PDF Application
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| 48 Months |
7.50% |
2.43% |
Loan value $10,000 and UP, 90% of purchase Price, including sales tax, title and tag fees, plus EFCU GAP for $225.
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| 60 Months |
8.00% |
2.04% |
Loan value $10,001 and UP, 95% of purchase Price, including sales tax, title, and tag fees, plus EFCU GAP for $225.
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Does not include any accessories not permanently affixed to collateral.
We also finance 100% of Extended Warranty Insurance, not to exceed $1,800.
Minimum monthly payment on all loans is $35.
Maximum deductible is $1,000.
* APR = Annual Percentage Rate. There is a range of rates for each loan type. The rate received will be determined by an evaluation of the applicant(s) credit.
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Personal Watercraft
