Simply touch the screen to activate the Video Teller option at any of our ATM/Video Teller machines, and one of our friendly tellers will greet you to assist with your transactions. All of our 24/7 ATMs also operate as Video Teller machines during normal business hours and on Fridays until 7 p.m. Please have your photo ID ready.
Simply touch the screen to activate the Video Teller option at any of our ATM/Video Teller machines, and one of our friendly tellers will greet you to assist with your transactions. All of our 24/7 ATMs also operate as Video Teller machines during normal business hours and on Fridays until 7 p.m. Please have your photo ID ready.
1. Eligibility: This Promotion is open only to Eglin Federal Credit Union members and joint owners with active accounts who are age 18 or older at the time of entry. Employees of Eglin Federal Credit Union are not eligible to win. The Promotion is subject to all applicable federal, state and local laws and regulations. Void where prohibited.
2. Agreement to Rules: By participating, the Entrant (“You”) agrees to be fully and unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Eglin Federal Credit Union (“Sponsor”) as final and binding as it relates to the content of this Promotion.
3. Promotion Period: The promotion period begins at 8:30 a.m. Central Standard Time July 5, 2024 and ends at 5 p.m. Central Standard Time Aug. 1, 2024 (“Promo Period”) and consists of four (4) separate, independent entry periods (“Entry Period”) as outlined in the chart below.
4. How to Enter: The Promotion can only be entered by visiting one of Eglin Federal Credit Union’s Video Teller/ATMs and using the machine’s Video Teller function to complete a transaction. You will automatically receive one (1) entry per Video Teller completed transaction. There is no limit to the number of times you may enter.
The Video Teller function is enabled by touching the ATM screen during normal business hours. Video Teller locations and operating hours can be found by visiting https://www.eglinfcu.org/locations/EFCUAtms.
The Entry must fulfill all Promotion requirements, as specified, to be eligible to win a prize. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Sponsor.
If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Sponsor.
5. Eight (8) total prizes of $100 each. Two (2) prizes per Entry Period, will be awarded.
Prize will be awarded in the form of a deposit to the Eglin Federal Credit Union member’s S1 account suffix. No prize substitution shall be permitted. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others by Winner is permitted. Acceptance of prize constitutes permission for Sponsor to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.
6. Odds: The odds of winning depend on the number of eligible entries received during the entry period.
7. Winner Selection: For each Entry Period, winners will be selected in an individual random drawing from among all eligible entries received during the Entry Period. Non-winning entries received for one (1) Entry Period drawing will not carry forward to subsequent Entry Period drawings.
Entry Periods | Entry Period Dates | Drawing Dates |
Period 1 | July 5-11, 2024 | July 12, 2024 |
Period 2 | July 12-18, 2024 | July 19, 2024 |
Period 3 | July 19-25, 2024 | July 26, 2024 |
Period 4 | July 26- Aug. 1, 2024 | Aug. 2, 2024 |
Prizes will be posted to the Winner’s S1 account suffix within three (3) business days following selection of Winner(s). Winner(s) will be notified by email. If there isn’t an email address on system then Eglin FCU will call the member to notify them. Sponsor shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail, or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner is no longer an Eglin Federal Credit Union member or joint owner, or is ineligible, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Promotion is conditioned upon compliance with any and all federal, state, and local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT SPONSOR’S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE PROMOTION, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.
8. Terms & Conditions: Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Promotion should virus, bug, non-authorized human intervention, fraud, or other cause beyond Sponsor’s control corrupt or affect the administration, security, fairness, or proper conduct of the Promotion. In such case, Sponsor may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by Sponsor. Sponsor reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Promotion or website or violates these Terms & Conditions. Sponsor has the right, in its sole discretion, to maintain the integrity of the Promotion, to void entries for any reason.
9. Limitation of Liability: By entering, You agree to release and hold harmless Sponsor and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Promotion and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.
10. Disputes: THIS PROMOTION IS GOVERNED BY THE LAWS OF THE UNITED STATES AND FLORIDA, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Promotion, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Promotion, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Florida having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Promotion). Participant further waives all rights to have damages multiplied or increased.
11. Sponsor: The Sponsor of the Promotion is Eglin Federal Credit Union, 838 Eglin Parkway NE, Fort Walton Beach, FL 32547-2781
print rulesRouting Number: 263178070 *APR = Annual Percentage Rate.
©2024 Eglin Federal Credit Union. Eglin Federal Credit Union is Federally Insured by NCUA. Equal Housing Lender (NMLS 440642). Equal Opportunity Employer. Information submitted to Eglin FCU via email is not encrypted and may not be secure. Links to other sites are provided as a convenience to our visitors. The Credit Union is not responsible for the availability, content, or privacy practices of any linked site. Images used for representational purposes only; do not imply government endorsement. If you experience any problems accessing our website or using online services, please call 800.367.6159 during our normal business hours (Monday-Friday 9am-5pm CST, excluding federal holidays).
When you receive a collateral loan from Eglin FCU you'll need to agree to maintain adequate insurance coverage.
Alfa Romeo Maserati Pensacola |
Allen Turner Chevrolet |
Allen Turner Genesis |
Allen Turner Hyundai |
Anderson Subaru |
Audi Pensacola |
BMW of Fort Walton Beach |
Buick GMC Cadillac Pensacola |
Buick GMC Fort Walton Beach |
Centennial Imports |
Chrysler Dodge Jeep Ram Crestview |
Chrysler Dodge Jeep Ram Fort Walton Beach |
David Scott Lee Buick GMC |
David Scott Lee Ft. Walton Beach |
First Choice Automotive |
Ford Crestview |
Ft. Walton Mitsubishi |
FWB Auto Brokers |
Gary Smith Ford |
Gary Smith Honda |
Hampton Hyundai |
Hill Kelly Dodge |
Kia Fort Walton Beach |
Lee Nissan |
Mazda of Fort Walton Beach |
McKenzie Buick GMC |
Mercedes-Benz of Fort Walton Beach |
Pensacola Honda |
Performance Cars Niceville |
Pete Moore Chevrolet |
Pete Moore Imports |
Porsche of Destin |
Preston Hood Chevrolet |
Sandy Sansing BMW Mini Cooper |
Sandy Sansing Chevrolet |
Sandy Sansing Chrysler Dodge Jeep Ram |
Sandy Sansing Mazda |
Sandy Sansing Milton Chevrolet |
Sandy Sansing Nissan |
Subaru Fort Walton Beach |
Tim Smith Acura |
Toyota of Fort Walton Beach |
World Ford Pensacola |
Questions? Call 850.862.0111 option 2 or email Consumer Loans via secure email.
Vehicle type | Term | APR* (as low as) |
New or Used Up to 15 Years Old | 66 Months | 5.99% |
New or Used Up to 10 Years Old | 74 Months | 6.49% |
New or Used Up to 10 Years Old ($20k +) | 84 Months | 7.49% |
* APR = Annual Percentage Rate. There is a range of rates for each loan type. The rate received will be determined by an evaluation of the applicant's credit. The above rates are current as of Sunday, November 17, 2024 and are subject to change
A New Auto is one that has never been titled. A Used Auto is one that has previously been titled.
Questions? Call 850.862.0111 option 2 or email Consumer Loans via secure email.
Loan value | Loan term | APR*(as low as) |
Up to $10,000 | 60 Months | 6.75% |
Up to $25,000 | 120 Months | 7.75% |
Up to $50,000 | 144 Months | 8.00% |
Over $50,000 | 180 Months | 8.00% |
Loan value | Loan term | APR*(as low as) |
Up to $10,000 | 60 Months | 7.75% |
Up to $25,000 | 120 Months | 8.75% |
Up to $50,000 | 144 Months | 9.00% |
Over $50,000 | 180 Months | 9.00% |
Questions? Call 850.862.0111 option 2 or email Consumer Loans via secure email.
Loan value | Loan term | APR*(as low as) |
Up to $10,000 | 60 Months | 6.75% |
Over $10,000 | 120 Months | 7.75% |
Over $25,000 | 144 Months | 8.00% |
Over $50,000 | 180 Months | 8.00% |
LOAN VALUE | LOAN TERM | APR*(as low as) |
Up to $10,000 | 60 Months | 7.75% |
Over $10,000 | 120 Months | 8.75% |
Over $25,000 | 144 Months | 9.00% |
Over $50,000 | 180 Months | 9.00% |
Loan value | Loan term | APR*(as low as) |
Up to $10,000 | 60 Months | 6.00% |
Over $10,000 | 72 Months | 7.75% |
Over $20,000 | 84 Months | 8.25% |
Questions? Call 850.862.0111 option 2 or email Consumer Loans via secure email.
Loan value | Loan term | APR*(as low as) |
Up to $10,0001 | 48 Months | 7.00% |
Over $10,0002 | 60 Months | 7.00% |
Loan term (up to) | APR*(as low as) |
60 Months | 6.00% |
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
LOAN TERM | APR* | ORIGINATION FEE | POINTS |
30 year | 6.625% | 0% | 0 |
20 year | 6.375% | 0% | 0 |
15 year | 6.000% | 0% | 0 |
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
LOAN TERM | APR* | ORIGINATION FEE | POINTS |
30 year | 6.625% | 0% | 0 |
20 year | 6.375% | 0% | 0 |
15 year | 6.000% | 0% | 0 |
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
LOAN TERM | APR* | ORIGINATION FEE | POINTS |
30 year | 6.625% | 0% | 0 |
20 year | 6.375% | 0% | 0 |
15 year | 6.000% | 0% | 0 |
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
INTEREST RATE | MAXIMUM COMBINED LTV** (TLTV) |
6.50% APR* | 80% |
Interest Rate | Minimum Advance | Closing Costs |
7.75% APR* | $5,000** | NONE** |
*APR = Annual Percentage Rate. The APR is variable and is based on the Wall Street Journal U.S. Prime Rate which was 7.75% as of 11/8/2024. The maximum APR will not exceed 18% and the minimum APR will not be reduced below 3% at any time during the term of the plan.
**If you chose to participate in our current Home Equity Line-of-Credit Plan Promotion, Eglin FCU will pay closing costs for bona-fide third party fees (except for an appraisal or costs associated with a purchase/deed) up to $3,000. Member agrees to reimburse Eglin Federal Credit Union for the bona-fide third party fees paid if the Plan is closed within 36-months of the loan origination date. A minimum advance of $5,000 will be required at closing with this promotion.
Maximum Loan Amounts & Restrictions - Home Equity Line of Credit
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
MAX TERM | APR* |
5 years | 8.50% |
10 years | 9.00% |
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
MAX TERM | APR* |
---|---|
9 months | 5.50% |
LOAN TERM | APR* as low as | MAX LOAN AMOUNT |
42 Months | 8.90% | $20,000 |
LOAN TERM | APR* as low as | MAX LOAN AMOUNT |
------ | 8.90% | $20,000 |
REPAYMENT PERIOD | APR* | MAX LOAN AMOUNT |
120 days | 16.9% | $500 |
REPAYMENT PERIOD | APR* as low as | MAX LOAN AMOUNT |
42 Months | 13.90% | $3000 |
REPAYMENT PERIOD | APR* as low as | MAX LOAN AMOUNT |
42 Months | 5.00% | $2000 |
LOAN TYPE | MAX LOAN AMOUNT | REPAYMENT PERIOD | APR* |
Share Loan Pledging S1 or S4 | Available balance in account pledged | 84 months | 2.00% |
Share Loan Pledging S7 | Available balance in account pledged | 84 months | 2.50% |
Share Certificate Loan | Available balance of Share Certificate | Paid at maturity of Share Certificate | 3% above Share Certificate Rate |
PREMIUM CHECKING | DIVIDEND RATE | APY* |
A $500 minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.05% | 0.05% |
REGULAR SHARE SAVINGS | DIVIDEND RATE | APY* |
A $50 daily minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.35% | 0.35% |
FL UNIFORM TRANSFER TO MINORS SAVINGS | DIVIDEND RATE | APY* |
A $50 daily minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.35% | 0.35% |
CHRISTMAS CLUB SAVINGS | DIVIDEND RATE | APY* |
A $50 daily minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.35% | 0.35% |
VIP SAVINGS | DIVIDEND RATE | APY* |
A $50 daily minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.35% | 0.35% |
The Current APY and Dividend Rates shown are the current weekly rates in effect from 11/15/2024 - 11/21/2024. The Previous APY and Dividend Rate stated are accurate as of the last dividend declaration date, which is the last day of the previous month. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends.
Money Market Balance |
Current Dividend Rate |
Current APY* |
Previous Dividend Rate |
Previous APY* |
$.00 to 2,499.99 | 0.05% | 0.05% | 0.05% | 0.05% |
$2,500.00 to 9,999.99 | 0.95% | 0.95% | 0.95% | 0.95% |
$10,000.00 to 24,999.99 | 1.00% | 1.01% | 1.00% | 1.01% |
$25,000.00 to 49,999.99 | 1.05% | 1.06% | 1.05% | 1.06% |
$50,000.00 & up | 1.10% | 1.11% | 1.10% | 1.11% |
COVERDELL EDUCATION SAVINGS | DIVIDEND RATE | APY* |
A $50 daily minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.35% | 0.35% |
A $50 daily minimum balance is required to earn dividends. All Current APY and Dividend Rates shown are the current weekly rates in effect on 11/15/2024. Dividend rate and APY are variable and subject to change after the account is opened. The Previous APY and Dividend Rates stated are accurate as of the last dividend declaration date, which is the last day of the previous quarter.
Account Description | Current Dividend Rate | Current APY* | Previous Dividend Rate | Previous APY* |
Traditional IRA | 3.95% | 4.03% | 3.95% | 4.03% |
A $50 daily minimum balance is required to earn dividends. All Current APY and Dividend Rates shown are the current weekly rates in effect on 11/15/2024. Dividend rate and APY are variable and subject to change after the account is opened. The Previous APY and Dividend Rates stated are accurate as of the last dividend declaration date, which is the last day of the previous quarter.
Account Description | Current Dividend Rate | Current APY* | Previous Dividend Rate | Previous APY* |
Roth IRA | 3.95% | 4.03% | 3.95% | 4.03% |
A $2500.00 minimum deposit required. There is a penalty for early withdrawal.
Rates listed are current from 11/15/2024 - 11/21/2024.CERTIFICATE TYPE | DIVIDEND RATE | APY* |
31 Days / 1 month Certificate | 3.50% | 3.56% |
92 days / 3 month Certificate | 3.50% | 3.56% |
182 days / 6 month Certificate | 4.00% | 4.07% |
365 days / 12 month Certificate | 4.50% | 4.59% |
548 days / 18 month Certificate | 4.35% | 4.44% |
730 days / 24 month Certificate | 3.95% | 4.02% |
1095 days / 36 month Certificate | 3.85% | 3.92% |
1460 days / 48 month Certificate | 3.75% | 3.82% |
1825 days / 60 month Certificate | 3.65% | 3.71% |
Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances | as low as 7.9% up to 14.9% The APR is determined at account opening and is based on the borrower's credit score. |
Penalty APR | None |
Paying Interest | Your due date is at least 24 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date |
Minimum Interest Charge | None |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
Annual Fee | None |
Transaction Fees | |
Balance Transfer | None |
Cash Advance | None |
International Transaction | None |
Penalty Fees | |
Late Payment | $20 or the amount of the required minimum payment, whichever is less, if you are 12 or more days late in making a payment. |
Over-the-Credit-Limit | None |
Returned Payment | Up to $28.00 |
Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances | as low as 8.9% up to 15.9% The APR is determined at account opening and is based on the borrower's credit score. |
Penalty APR | None |
Paying Interest | Your due date is at least 24 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date |
Minimum Interest Charge | None |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
Annual Fee | None |
Transaction Fees | |
Balance Transfer | None |
Cash Advance | None |
International Transaction | None |
Penalty Fees | |
Late Payment | $20 or the amount of the required minimum payment, whichever is less, if you are 12 or more days late in making a payment. |
Over-the-Credit-Limit | None |
Returned Payment | Up to $28.00 |
When you received your loan you agreed to maintain adequate insurance coverage. If your insurance information has changed or you receive a letter stating we do not have proper documentation, you should provide us with a copy of your insurance declarations page (not your insurance card). The declarations page must show the following information:
Eglin Federal Credit Union uses small text files called cookies to collect anonymous Web site traffic data. This information helps improve our Web services. Our cookies do not collect or store any personally identifiable information.
To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens or signs on an account.
When you open an account, we will ask you for your name, physical address, date of birth and other information that will allow us to identify you.
Please refer to the following guidelines for providing your account number:
In compliance with The Secure and Fair Enforcement for Mortgage Licensing Act, also known as the SAFE Act, we are providing a list of Eglin FCU's registered mortgage loan originators and their Nationwide Mortgage Licensing System (NMLS) number. The SAFE Act was passed to ensure the integrity of the Mortgage Lending system by establishing a set of standards that specific mortgage professionals must meet in order to work in the mortgage industry.
Eglin FCU Mortgage Professional | NMLS ID |
Aimee N Wilson | 2536346 |
Ann Creager | 1561554 |
Ashley Hall | 1011145 |
Brian Mark Franks | 1296056 |
Carole Stanley | 1482257 |
Carrie Ann Calcutt | 2064000 |
Christina Walker | 1714720 |
Christy Milian | 490970 |
Cynthia Bower | 2064007 |
Elisabeth Diana Good | 2664398 |
Jennifer Leigh Wyatt | 2329051 |
John Pellerin | 1011113 |
John Francis Stackpoole | 2398303 |
Judith Anne Turner | 2311448 |
Kayla Michelle Smith | 2177769 |
Lilly B. Edra | 2041564 |
Lisa Diane Freeland | 2367009 |
Mary Ann Geoghagan | 2329070 |
Michelle (Beth) Bethanne Meverden | 2460346 |
Michele (Shellie) Marie Fite | 798447 |
Mindy Danielle Dumas | 2496680 |
NormaJean Enlow | 1212774 |
Rebecca Jean Snow | 2484799 |
Ruby Tincher | 1212771 |
Sheeny Marquez Satulan | 2237420 |
Susan Castillo Dombrigues | 490967 |
Tatyana Galenkova | 2063947 |
Teally Goodson Gorey | 2421096 |
Tiffany Michelle Cadogan | 1867034 |
Yolanda Harrison | 805809 |
Zena Payne | 490969 |
Eglin FCU | 440642 |
eStatements provide online access to your account statements instead of by mail. Besides being an excellent way to help our environment, going paperless is also a fast, convenient and safe way to view your monthly statement. This service is free to all Eglin FCU members and can be cancelled at any time. To receive eStatements, Online Banking is required.
Set up eStatements today by logging in and selecting 'eStatements' under the 'eServices' tab in the main navigation.
We recommend that members with Online Banking log in to make these changes in the "Contact Information" section under the "My Profile" tab.
Please note: For the safety and security of our members, some services may be limited for up to 30 days after an address change. Print the Change of Contact Information form to submit it in person at an Eglin FCU branch.
Complete the skip-a-pay form to agree to the terms* and request your preference to skip your next loan payment on your Eglin FCU loan product. Please note: It may take up to 2 business days to process your request. If submitted via DocuSign, you will receive a confirmation email when your request has been processed. If you have questions or need additional assistance, please call 850.862.0111 or 800.367.6159.
*Subject to approval. Your account must be in good standing. This offer is subject to a $20 processing fee for each loan payment skipped. Only one skip allowed per loan per calendar year. This offer excludes Mastercard®, S.A.F.E. Loans, Share Certificate Loans, Mortgage Loans, and Mobile Home Loans. Loan must be at least one year old. Skipping a payment will extend the repayment period on the loan and interest continues to accrue during the skip period. Except as expressly amended by this agreement the terms of the original loan agreement remain in full force and effect. Annual Percentage Rate and scheduled payment do not change. GAP protection coverage will be reduced if you skip or miss more than 2 monthly payments over the life of the loan.
Holiday | Date |
Memorial Day | Mon, May 27, 2024 |
Juneteenth | Wed, Jun. 19, 2024 |
Independence Day | Thurs, July 4, 2024 |
Labor Day | Mon, Sept. 2, 2024 |
Columbus Day | Mon, Oct. 14, 2024 |
Veterans Day (observed) | Mon, Nov. 11, 2024 |
Thanksgiving Day | Thurs, Nov. 28, 2024 |
Christmas Day | Wed, Dec. 25, 2024 |
New Year's Day | Wed, Jan. 1, 2025 |
Name | Title |
Cathie Staton | President/Chief Executive Officer |
Gina Denny | SVP/Chief Human Resources Officer |
Tim Farnsworth | SVP/Chief Technology Officer |
C. Grant | SVP/Chief Financial Officer |
Rocky Magee | SVP/Chief Information Officer |
Kim Nauta | SVP/Chief Operations Officer |
Dawn Oravetz | SVP/Chief Payments Officer |
Jon Heidt | SVP, Risk Management |
Neko Stubblefield | SVP, Membership/Community Development |
Joe Baldwin | VP, Investments |
Laura Coale | VP, Marketing/PR |
Ashley Hall | VP, Mortgage Services |
Bron Ringstad | VP, Branch Operations |
Name | Title |
Daniel McInnis | Chair |
J. Russ Corbitt | Vice Chair |
James Pitts | Secretary/Treasurer |
Richard Adams | Director |
Robert Harlan | Director |
Barbara Patty | Director |
William S. Rone | Director |