Everything you need to know to build your financial future.
Contact anEverything you need to know to build your financial future.
Contact anWe offer a variety of Individual Retirement Accounts (IRAs) to fit your needs.
Planning for retirement? A Traditional IRA might be your perfect match. Your earnings grow tax-deferred, and contributions may be tax-deductible if eligible. Check with your tax advisor to determine tax-deductibility. Just remember, both contributions and earnings are taxed at your regular income tax rate when withdrawn. Start saving smart with a Traditional IRA! Spousal and SEP IRAs are two types of specialized, traditional IRAs. Read more about Spousal and SEP IRAs below.
Traditional IRA Rates | |
Current dividend rate | 3.95% |
Current APY* | 4.03% |
Previous dividend rate | 3.95% |
Previous APY* | 4.03% |
Looking for tax-deferred savings, no required minimum distributions, and tax-free withdrawals in retirement? A Roth IRA might be just the thing for you! Although your contributions are taxed, your earnings grow tax-free, and you won’t pay taxes on qualified withdrawals in retirement. Just keep in mind that there are income limits to qualify, based on your modified adjusted gross income. So, check the income limits and get started on building your nest egg today!
Roth IRA Rates | |
Current dividend rate | 3.95% |
Current APY* | 4.03% |
Previous dividend rate | 3.95% |
Previous APY* | 4.03% |
A $50 daily minimum balance is required to earn dividends. All Current APY and Dividend Rates shown are the current weekly rates in effect on 11/15/2024. Dividend rate and APY are variable and subject to change after the account is opened. The Previous APY and Dividend Rates stated are accurate as of the last dividend declaration date, which is the last day of the previous quarter.
*APY = Annual Percentage YieldSpousal IRA
With a Spousal IRA, the working spouse can contribute to an IRA for their partner who is non-working or earning minimal income. This helps both of you save for retirement. Just keep in mind there are some limits on how much you can contribute and deduct from your taxes.
SEP IRA
(Simplified Employee Pension Plan) This IRA is designed to give self-employed members and qualified employers and employees a way to provide contributions toward a qualified Retirement Program.
To learn more information about IRAs, visit Retirement Central®.
Retirement Central® gives you practical ideas you can apply today to help you achieve financial security in retirement. Resources include financial planning advice for each stage of life, answers to frequently asked questions, tools for planning investment options and establishing beneficiaries, information about opening and maintaining IRAs and much more.
Wondering about the dividends you'll earn on your Eglin FCU IRA Share Account?
The dividend rate and annual percentage yield (APY) are variable and are subject to change after the account is opened. That means the rates might change from time to time.
It's important to note that instead of interest, you’ll earn dividends on your IRA Share Account. For the most up-to-date rates, go to eglinfcu.org/rates. That way, you'll know exactly how much your IRA Share Account is earning.
How much do I have to deposit to open an IRA Account at Eglin FCU?
A minimum contribution of $5 is required to open an IRA Account and a $50 daily minimum balance is required to earn dividends.
How can I deposit money into my Credit Union IRA?
If you want to get the most out of your IRA and save on taxes, consider contributing your maximum allowance as early in the year as possible. This way, you can benefit from compounded earnings.
We understand that contributing the maximum amount all at once might not be feasible for everyone. That’s why we offer various options: direct deposit, transfer of funds periodically, or make deposits by mail or in person. Choose the method that works best for you and watch your savings grow!
When is the deadline for making contributions to an IRA?
You have until the tax filing deadline (usually April 15) of the current calendar year to make contributions to a Traditional or Roth IRA account for the previous year.
Does Eglin Federal Credit Union charge IRA service fees?
No! Eglin FCU does not charge a service fee associated with an IRA account.
Can I withdraw funds from my IRA?
Yes, you can withdraw any time, but IRS penalties may be imposed. Check with your tax advisor before making a withdrawal to avoid IRS penalties.
May I borrow from my Eglin FCU IRA account or pledge it on a collateral loan?
We understand that life can be unpredictable, and you might want to borrow from your IRA account. However, as much as we'd love to help, we follow IRS guidelines, which consider these actions as a "Prohibited Transaction." That means borrowing from or pledging your IRA account would be treated as an early withdrawal, potentially leading to penalties.
We want to help you make the most of your retirement savings, so it’s best to keep your IRA funds invested for your future. If you’re in a pinch and need some financial assistance, let us know! We might be able to find an alternative solution that works for you.
Is my IRA account insured the same as my Share Savings account?
YES. Traditional and Roth IRAs at federally insured credit unions are aggregated and insured by NCUA up to $250,000. This coverage is separate and apart from the $250,000 insurance coverage provided by NCUA for your other covered credit union share accounts.
We know it’s not the most pleasant topic, but it’s important to plan for the future. So, you might be wondering, “What happens to my IRA funds when I pass away?”
Your hard-earned savings will be distributed in its entirety to the beneficiary you have chosen. However, your beneficiary may need to pay taxes on the amount they receive. Special rules may apply to each beneficiary for Traditional or Roth IRAs. It’s essential to keep your beneficiary designations up-to-date and discuss the potential tax implications with your loved ones. That way, you can ensure a smooth transition and help them make informed decisions when the time comes.
What happens if I change jobs?
Your IRA isn’t tied to your workplace and can, but doesn’t have to, move with you when you change jobs.
Resources include financial planning advice for each stage of life, answers to frequently asked questions, tools for planning investment options and establishing beneficiaries, information about opening and maintaining IRAs, and much more. Planning today will help you take the right route on your road to retirement, visit Retirement Central to get started.
visit Retirement Central financial planning for various life stages FAQs about retirement planning Got Questions? Get answers.The Required Minimum Distribution (RMD) age changed due to the SECURE 2.0 Act of 2022.
Read more about the SECURE 2.0 Act of 2022 at www.finance.senate.gov/download/retirement-section-by-section-.
At Eglin FCU, our dedicated and knowledgeable IRA team is here to support your retirement goals every step of the way. Whether you’re establishing a new IRA, facilitating rollovers, or managing transfers, we are committed to meeting all your IRA needs with precision and care. As a full-service provider, we offer a comprehensive range of services, including direct rollovers from your retirement plans, trustee-to-trustee transfers, 60-day rollovers, beneficiary updates, charitable distributions, and assistance with excess contributions. Our team also ensures a seamless process for required minimum distributions (RMDs), other withdrawals, and contributions. We value our members and proudly offer our IRA services with no additional fees. Our custodial services guarantee that your assets are securely held and managed in full compliance with IRS regulations. We maintain accurate records of all transactions and provide detailed statements to keep you informed about your account’s performance. Additionally, our team handles all necessary IRS reporting, ensuring your account remains compliant. We are here as your partner in achieving a secure and prosperous retirement.
An IRA can be opened at Eglin FCU with a $5.00 contribution, no maturity date, and no minimum annual contribution. Deposits into the IRA can be made by automatic transfer, allotment, or direct deposit. We can also rollover your payout of an Employer Sponsored Pension Plan into an IRA.
IRA funds are insured up to $250,000 per depositor by the NCUA.
Traditional IRAs offer potential tax deductions on contributions made, earnings are also tax-deferred until they are withdrawn.
Every wage earner qualifies for a Traditional IRA. Traditional IRAs offer potential tax deductions on contributions made, earnings are also tax-deferred until they are withdrawn. Required minimum distributions begin at age 72. Automatic withdrawals can easily be set up for member's convenience. Self employed members and qualified employers and employees are also eligible to contribute to a type of Traditional IRA called a SEP IRA.
Roth IRAs make the most sense if you expect your tax rate to be higher during retirement than your current rate.
A Roth IRA is a special retirement account where you pay taxes on money going into your account and then all future withdrawals are tax free. Roth IRAs make the most sense if you expect your tax rate to be higher during retirement than your current rate. Another benefit of Roth IRAs is that they do not require Mandatory Minimum Distributions.
If you have any questions, or you would like to open an IRA, please contact our IRA Specialists at 850.862.0111 x.1153, or email us via secure email.
For specific information about, or assistance with, your Eglin FCU IRA, including transfers, visit any branch location or give us a call at 850.862.0111 x.1150 during business hours.
For specific information about, or assistance with, closing your Eglin FCU IRA please contact us by visiting any branch location or give us a call at 850.862.0111 x.1150 during business hours.
Our competitive dividend rate and annual percentage yield (APY) are variable and subject to change.
Routing Number: 263178070 *APR = Annual Percentage Rate.
©2024 Eglin Federal Credit Union. Eglin Federal Credit Union is Federally Insured by NCUA. Equal Housing Lender (NMLS 440642). Equal Opportunity Employer. Information submitted to Eglin FCU via email is not encrypted and may not be secure. Links to other sites are provided as a convenience to our visitors. The Credit Union is not responsible for the availability, content, or privacy practices of any linked site. Images used for representational purposes only; do not imply government endorsement. If you experience any problems accessing our website or using online services, please call 800.367.6159 during our normal business hours (Monday-Friday 9am-5pm CST, excluding federal holidays).
When you receive a collateral loan from Eglin FCU you'll need to agree to maintain adequate insurance coverage.
Alfa Romeo Maserati Pensacola |
Allen Turner Chevrolet |
Allen Turner Genesis |
Allen Turner Hyundai |
Anderson Subaru |
Audi Pensacola |
BMW of Fort Walton Beach |
Buick GMC Cadillac Pensacola |
Buick GMC Fort Walton Beach |
Centennial Imports |
Chrysler Dodge Jeep Ram Crestview |
Chrysler Dodge Jeep Ram Fort Walton Beach |
David Scott Lee Buick GMC |
David Scott Lee Ft. Walton Beach |
First Choice Automotive |
Ford Crestview |
Ft. Walton Mitsubishi |
FWB Auto Brokers |
Gary Smith Ford |
Gary Smith Honda |
Hampton Hyundai |
Hill Kelly Dodge |
Kia Fort Walton Beach |
Lee Nissan |
Mazda of Fort Walton Beach |
McKenzie Buick GMC |
Mercedes-Benz of Fort Walton Beach |
Pensacola Honda |
Performance Cars Niceville |
Pete Moore Chevrolet |
Pete Moore Imports |
Porsche of Destin |
Preston Hood Chevrolet |
Sandy Sansing BMW Mini Cooper |
Sandy Sansing Chevrolet |
Sandy Sansing Chrysler Dodge Jeep Ram |
Sandy Sansing Mazda |
Sandy Sansing Milton Chevrolet |
Sandy Sansing Nissan |
Subaru Fort Walton Beach |
Tim Smith Acura |
Toyota of Fort Walton Beach |
World Ford Pensacola |
Questions? Call 850.862.0111 option 2 or email Consumer Loans via secure email.
Vehicle type | Term | APR* (as low as) |
New or Used Up to 15 Years Old | 66 Months | 5.99% |
New or Used Up to 10 Years Old | 74 Months | 6.49% |
New or Used Up to 10 Years Old ($20k +) | 84 Months | 7.49% |
* APR = Annual Percentage Rate. There is a range of rates for each loan type. The rate received will be determined by an evaluation of the applicant's credit. The above rates are current as of Thursday, November 21, 2024 and are subject to change
A New Auto is one that has never been titled. A Used Auto is one that has previously been titled.
Questions? Call 850.862.0111 option 2 or email Consumer Loans via secure email.
Loan value | Loan term | APR*(as low as) |
Up to $10,000 | 60 Months | 6.75% |
Up to $25,000 | 120 Months | 7.75% |
Up to $50,000 | 144 Months | 8.00% |
Over $50,000 | 180 Months | 8.00% |
Loan value | Loan term | APR*(as low as) |
Up to $10,000 | 60 Months | 7.75% |
Up to $25,000 | 120 Months | 8.75% |
Up to $50,000 | 144 Months | 9.00% |
Over $50,000 | 180 Months | 9.00% |
Questions? Call 850.862.0111 option 2 or email Consumer Loans via secure email.
Loan value | Loan term | APR*(as low as) |
Up to $10,000 | 60 Months | 6.75% |
Over $10,000 | 120 Months | 7.75% |
Over $25,000 | 144 Months | 8.00% |
Over $50,000 | 180 Months | 8.00% |
LOAN VALUE | LOAN TERM | APR*(as low as) |
Up to $10,000 | 60 Months | 7.75% |
Over $10,000 | 120 Months | 8.75% |
Over $25,000 | 144 Months | 9.00% |
Over $50,000 | 180 Months | 9.00% |
Loan value | Loan term | APR*(as low as) |
Up to $10,000 | 60 Months | 6.00% |
Over $10,000 | 72 Months | 7.75% |
Over $20,000 | 84 Months | 8.25% |
Questions? Call 850.862.0111 option 2 or email Consumer Loans via secure email.
Loan value | Loan term | APR*(as low as) |
Up to $10,0001 | 48 Months | 7.00% |
Over $10,0002 | 60 Months | 7.00% |
Loan term (up to) | APR*(as low as) |
60 Months | 6.00% |
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
LOAN TERM | APR* | ORIGINATION FEE | POINTS |
30 year | 6.750% | 0% | 0 |
20 year | 6.500% | 0% | 0 |
15 year | 6.125% | 0% | 0 |
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
LOAN TERM | APR* | ORIGINATION FEE | POINTS |
30 year | 6.750% | 0% | 0 |
20 year | 6.500% | 0% | 0 |
15 year | 6.125% | 0% | 0 |
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
LOAN TERM | APR* | ORIGINATION FEE | POINTS |
30 year | 6.750% | 0% | 0 |
20 year | 6.500% | 0% | 0 |
15 year | 6.125% | 0% | 0 |
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
INTEREST RATE | MAXIMUM COMBINED LTV** (TLTV) |
6.50% APR* | 80% |
Interest Rate | Minimum Advance | Closing Costs |
7.75% APR* | $5,000** | NONE** |
*APR = Annual Percentage Rate. The APR is variable and is based on the Wall Street Journal U.S. Prime Rate which was 7.75% as of 11/8/2024. The maximum APR will not exceed 18% and the minimum APR will not be reduced below 3% at any time during the term of the plan.
**If you chose to participate in our current Home Equity Line-of-Credit Plan Promotion, Eglin FCU will pay closing costs for bona-fide third party fees (except for an appraisal or costs associated with a purchase/deed) up to $3,000. Member agrees to reimburse Eglin Federal Credit Union for the bona-fide third party fees paid if the Plan is closed within 36-months of the loan origination date. A minimum advance of $5,000 will be required at closing with this promotion.
Maximum Loan Amounts & Restrictions - Home Equity Line of Credit
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
MAX TERM | APR* |
5 years | 8.50% |
10 years | 9.00% |
Questions?
Contact our Mortgage Services team today at 850.862.0111 x.3737 or via secure email
MAX TERM | APR* |
---|---|
9 months | 5.50% |
LOAN TERM | APR* as low as | MAX LOAN AMOUNT |
42 Months | 8.90% | $20,000 |
LOAN TERM | APR* as low as | MAX LOAN AMOUNT |
------ | 8.90% | $20,000 |
REPAYMENT PERIOD | APR* | MAX LOAN AMOUNT |
120 days | 16.9% | $500 |
REPAYMENT PERIOD | APR* as low as | MAX LOAN AMOUNT |
42 Months | 13.90% | $3000 |
REPAYMENT PERIOD | APR* as low as | MAX LOAN AMOUNT |
42 Months | 5.00% | $2000 |
LOAN TYPE | MAX LOAN AMOUNT | REPAYMENT PERIOD | APR* |
Share Loan Pledging S1 or S4 | Available balance in account pledged | 84 months | 2.00% |
Share Loan Pledging S7 | Available balance in account pledged | 84 months | 2.50% |
Share Certificate Loan | Available balance of Share Certificate | Paid at maturity of Share Certificate | 3% above Share Certificate Rate |
PREMIUM CHECKING | DIVIDEND RATE | APY* |
A $500 minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.05% | 0.05% |
REGULAR SHARE SAVINGS | DIVIDEND RATE | APY* |
A $50 daily minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.35% | 0.35% |
FL UNIFORM TRANSFER TO MINORS SAVINGS | DIVIDEND RATE | APY* |
A $50 daily minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.35% | 0.35% |
CHRISTMAS CLUB SAVINGS | DIVIDEND RATE | APY* |
A $50 daily minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.35% | 0.35% |
VIP SAVINGS | DIVIDEND RATE | APY* |
A $50 daily minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.35% | 0.35% |
The Current APY and Dividend Rates shown are the current weekly rates in effect from 11/15/2024 - 11/21/2024. The Previous APY and Dividend Rate stated are accurate as of the last dividend declaration date, which is the last day of the previous month. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends.
Money Market Balance |
Current Dividend Rate |
Current APY* |
Previous Dividend Rate |
Previous APY* |
$.00 to 2,499.99 | 0.05% | 0.05% | 0.05% | 0.05% |
$2,500.00 to 9,999.99 | 0.95% | 0.95% | 0.95% | 0.95% |
$10,000.00 to 24,999.99 | 1.00% | 1.01% | 1.00% | 1.01% |
$25,000.00 to 49,999.99 | 1.05% | 1.06% | 1.05% | 1.06% |
$50,000.00 & up | 1.10% | 1.11% | 1.10% | 1.11% |
COVERDELL EDUCATION SAVINGS | DIVIDEND RATE | APY* |
A $50 daily minimum balance is required to earn dividends. The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter. Dividend rate and APY are variable and subject to change after the account is opened. If you close your account before dividends are paid you will not receive the accrued dividends. | 0.35% | 0.35% |
A $50 daily minimum balance is required to earn dividends. All Current APY and Dividend Rates shown are the current weekly rates in effect on 11/15/2024. Dividend rate and APY are variable and subject to change after the account is opened. The Previous APY and Dividend Rates stated are accurate as of the last dividend declaration date, which is the last day of the previous quarter.
Account Description | Current Dividend Rate | Current APY* | Previous Dividend Rate | Previous APY* |
Traditional IRA | 3.95% | 4.03% | 3.95% | 4.03% |
A $50 daily minimum balance is required to earn dividends. All Current APY and Dividend Rates shown are the current weekly rates in effect on 11/15/2024. Dividend rate and APY are variable and subject to change after the account is opened. The Previous APY and Dividend Rates stated are accurate as of the last dividend declaration date, which is the last day of the previous quarter.
Account Description | Current Dividend Rate | Current APY* | Previous Dividend Rate | Previous APY* |
Roth IRA | 3.95% | 4.03% | 3.95% | 4.03% |
A $2500.00 minimum deposit required. There is a penalty for early withdrawal.
Rates listed are current from 11/15/2024 - 11/21/2024.CERTIFICATE TYPE | DIVIDEND RATE | APY* |
31 Days / 1 month Certificate | 3.50% | 3.56% |
92 days / 3 month Certificate | 3.50% | 3.56% |
182 days / 6 month Certificate | 4.00% | 4.07% |
365 days / 12 month Certificate | 4.50% | 4.59% |
548 days / 18 month Certificate | 4.35% | 4.44% |
730 days / 24 month Certificate | 3.95% | 4.02% |
1095 days / 36 month Certificate | 3.85% | 3.92% |
1460 days / 48 month Certificate | 3.75% | 3.82% |
1825 days / 60 month Certificate | 3.65% | 3.71% |
Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances | as low as 7.9% up to 14.9% The APR is determined at account opening and is based on the borrower's credit score. |
Penalty APR | None |
Paying Interest | Your due date is at least 24 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date |
Minimum Interest Charge | None |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
Annual Fee | None |
Transaction Fees | |
Balance Transfer | None |
Cash Advance | None |
International Transaction | None |
Penalty Fees | |
Late Payment | $20 or the amount of the required minimum payment, whichever is less, if you are 12 or more days late in making a payment. |
Over-the-Credit-Limit | None |
Returned Payment | Up to $28.00 |
Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances | as low as 8.9% up to 15.9% The APR is determined at account opening and is based on the borrower's credit score. |
Penalty APR | None |
Paying Interest | Your due date is at least 24 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date |
Minimum Interest Charge | None |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
Annual Fee | None |
Transaction Fees | |
Balance Transfer | None |
Cash Advance | None |
International Transaction | None |
Penalty Fees | |
Late Payment | $20 or the amount of the required minimum payment, whichever is less, if you are 12 or more days late in making a payment. |
Over-the-Credit-Limit | None |
Returned Payment | Up to $28.00 |
When you received your loan you agreed to maintain adequate insurance coverage. If your insurance information has changed or you receive a letter stating we do not have proper documentation, you should provide us with a copy of your insurance declarations page (not your insurance card). The declarations page must show the following information:
Eglin Federal Credit Union uses small text files called cookies to collect anonymous Web site traffic data. This information helps improve our Web services. Our cookies do not collect or store any personally identifiable information.
To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens or signs on an account.
When you open an account, we will ask you for your name, physical address, date of birth and other information that will allow us to identify you.
Please refer to the following guidelines for providing your account number:
In compliance with The Secure and Fair Enforcement for Mortgage Licensing Act, also known as the SAFE Act, we are providing a list of Eglin FCU's registered mortgage loan originators and their Nationwide Mortgage Licensing System (NMLS) number. The SAFE Act was passed to ensure the integrity of the Mortgage Lending system by establishing a set of standards that specific mortgage professionals must meet in order to work in the mortgage industry.
Eglin FCU Mortgage Professional | NMLS ID |
Aimee N Wilson | 2536346 |
Ann Creager | 1561554 |
Ashley Hall | 1011145 |
Brian Mark Franks | 1296056 |
Carole Stanley | 1482257 |
Carrie Ann Calcutt | 2064000 |
Christina Walker | 1714720 |
Christy Milian | 490970 |
Cynthia Bower | 2064007 |
Elisabeth Diana Good | 2664398 |
Jennifer Leigh Wyatt | 2329051 |
John Pellerin | 1011113 |
John Francis Stackpoole | 2398303 |
Judith Anne Turner | 2311448 |
Kayla Michelle Smith | 2177769 |
Lilly B. Edra | 2041564 |
Lisa Diane Freeland | 2367009 |
Mary Ann Geoghagan | 2329070 |
Michelle (Beth) Bethanne Meverden | 2460346 |
Michele (Shellie) Marie Fite | 798447 |
Mindy Danielle Dumas | 2496680 |
NormaJean Enlow | 1212774 |
Rebecca Jean Snow | 2484799 |
Ruby Tincher | 1212771 |
Sheeny Marquez Satulan | 2237420 |
Susan Castillo Dombrigues | 490967 |
Tatyana Galenkova | 2063947 |
Teally Goodson Gorey | 2421096 |
Tiffany Michelle Cadogan | 1867034 |
Yolanda Harrison | 805809 |
Zena Payne | 490969 |
Eglin FCU | 440642 |
eStatements provide online access to your account statements instead of by mail. Besides being an excellent way to help our environment, going paperless is also a fast, convenient and safe way to view your monthly statement. This service is free to all Eglin FCU members and can be cancelled at any time. To receive eStatements, Online Banking is required.
Set up eStatements today by logging in and selecting 'eStatements' under the 'eServices' tab in the main navigation.
We recommend that members with Online Banking log in to make these changes in the "Contact Information" section under the "My Profile" tab.
Please note: For the safety and security of our members, some services may be limited for up to 30 days after an address change. Print the Change of Contact Information form to submit it in person at an Eglin FCU branch.
Complete the skip-a-pay form to agree to the terms* and request your preference to skip your next loan payment on your Eglin FCU loan product. Please note: It may take up to 2 business days to process your request. If submitted via DocuSign, you will receive a confirmation email when your request has been processed. If you have questions or need additional assistance, please call 850.862.0111 or 800.367.6159.
*Subject to approval. Your account must be in good standing. This offer is subject to a $20 processing fee for each loan payment skipped. Only one skip allowed per loan per calendar year. This offer excludes Mastercard®, S.A.F.E. Loans, Share Certificate Loans, Mortgage Loans, and Mobile Home Loans. Loan must be at least one year old. Skipping a payment will extend the repayment period on the loan and interest continues to accrue during the skip period. Except as expressly amended by this agreement the terms of the original loan agreement remain in full force and effect. Annual Percentage Rate and scheduled payment do not change. GAP protection coverage will be reduced if you skip or miss more than 2 monthly payments over the life of the loan.
Holiday | Date |
Memorial Day | Mon, May 27, 2024 |
Juneteenth | Wed, Jun. 19, 2024 |
Independence Day | Thurs, July 4, 2024 |
Labor Day | Mon, Sept. 2, 2024 |
Columbus Day | Mon, Oct. 14, 2024 |
Veterans Day (observed) | Mon, Nov. 11, 2024 |
Thanksgiving Day | Thurs, Nov. 28, 2024 |
Christmas Day | Wed, Dec. 25, 2024 |
New Year's Day | Wed, Jan. 1, 2025 |
Name | Title |
Cathie Staton | President/Chief Executive Officer |
Gina Denny | SVP/Chief Human Resources Officer |
Tim Farnsworth | SVP/Chief Technology Officer |
C. Grant | SVP/Chief Financial Officer |
Rocky Magee | SVP/Chief Information Officer |
Kim Nauta | SVP/Chief Operations Officer |
Dawn Oravetz | SVP/Chief Payments Officer |
Jon Heidt | SVP, Risk Management |
Neko Stubblefield | SVP, Membership/Community Development |
Joe Baldwin | VP, Investments |
Laura Coale | VP, Marketing/PR |
Ashley Hall | VP, Mortgage Services |
Bron Ringstad | VP, Branch Operations |
Name | Title |
Daniel McInnis | Chair |
J. Russ Corbitt | Vice Chair |
James Pitts | Secretary/Treasurer |
Richard Adams | Director |
Robert Harlan | Director |
Barbara Patty | Director |
William S. Rone | Director |